Terms & Conditions
Terms and conditions
By reading this document and or accessing this site, you agree to the following terms and conditions:
- References to the 'site' means the site at www.bankofdene.com; and
- References to 'affiliated sites' means other pages and websites or web pages of Bank of Dene and served up by entities within the sovereign bankofdene.com domain such include but are not limited to login.bankofdene.com or signup.bankofdene.com; and
- References to 'you', 'your' and 'yours' are references to individuals and or corporate representatives accessing this site or any affiliated sites(s); and
- The references to "Bank of Dene" mean Bank of Dene Holdings LLC, its subsidiaries and affiliates to companies; and
- References to terms and conditions refer to these terms and conditions; and
- These terms and conditions or any text on this site may be amended at any time. Visitation or browsing of to this site or any site in the bankofdene.com domain or visitation of any link from this site, whether it is a sub-domain or not, in any form constitutes accord and satisifaction that you agree to all terms and conditions as ammended from time to time.
1. Company information
The site is operated by Bank of Dene an Indigineous Sovereign International Institution doing business as a Private Bank.
Bank of Dene is registered with the Dene Tribes at the Dene Tribal Office business license registration number 0001 and business code 0100 with its registered office at 129 Fast Lane, Suite 200, Mooresville NC 28217.
The information contained on the site is only available for information purposes only. Bank of Dene does not make any legal, financial or other consultation through the website.
These Terms and Conditions of use of your use of the site and every time you access the site are admitted, go for them. If you do not agree to these terms and conditions, you must not access or use this site and you must leave the site immediately. These terms and conditions refer to the following additional terms, which also apply to your use of our site:
Our Cookies Policy, which sets out information about cookies on the site.
From this site you can provide information or hyperlinks to local sites that may be subject to your own specific terms and conditions, including denials. The use of any website will be governed by these Terms and Conditions and the conditions and conditions of the location of the site. You should also be aware that the specific products and services provided by any member of the Bank of Dene domain may have their own terms and conditions which form the legal agreement between you and which member of the BANK DE DENE domain ("Product Terms and Conditions"). You must take into account the terms and conditions before they are viewed as Local Site and / or obtain the product or service of that member of the Bank of Dene.
If there is no conflict between these Terms and Conditions and the Terms and Conditions of the Terms and Conditions, the following order of precedence will apply in relation to said conflict:
- Services Terms and Conditions;
- Local Site Terms; and
- these Terms and Conditions
3. Bank of Dene Sovereign Indigineous Private Bank
bankofdene.com provides the portal, to financial services for the sole exclusive private use of its members.
Opperation of the Portal this site or any other site in the bankofdene.com domain does not constitute an offer of any product of service(s) provided by any member of the Bank of Dene. If you want to know more about any of the products and services described on the site, visit the appropriate local site in the country where you want to enter. You will be directed to the local site.
Not all products and services that may be viewed by the site are available in all site in the bankofdene.com domain and may be subject to specific idiosyncratic Product / Service Terms and Conditions. Other sites the Bank of Dene reserves the right to make the final decision if it is not provide for any specific product or service. If you choose to enter the site outside of your country of residence, it is advisable that you may not be legal in which you wish to access or use the available facilities where the local site and legal requirements may prevent you from trading or trading incorrectly.
All products or services provided by any member of the Bank of Dene domain can only be found at the address where the member of the Bank of Dene domain provides the product or service is authorized to operate.
If you use the site, you agree to read through the site(s) terms and conditions indicated on the local site and you agree that the service or services provided by any site in the Bank of Dene domain is provided in the same jurisdiction in which the Bank of Dene domain is domiciled.
4. Accessing the Site
Access to this site is free of charge.
There is no guarantee of mercantability regarding use of Site of any kind, or any content on it, will always be available or be uninterrupted. Access to the Site is permitted on a temporary basis. We may suspend, withdraw, or discontinue all or any part of the Site, or any Local Site, without notice. We will not be liable to you if for any reason the Site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our site.
You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these Terms and Conditions and other applicable terms and conditions, and that they comply with them.
The information, material and content provided in the pages of the Site or any Local Site may be changed at any time without notice. We may change the Terms and Conditions at any time by updating these pages. You agree to review any applicable terms and conditions regularly and that your use of any part of this Site will be subject to any such changes once they are made.
In certain circumstances you may be required to register with a Local Site. When you register, you must provide accurate and complete information and up-date such information when necessary so it remains accurate and complete. When you register and are accepted as a registered user of the Local Site, you choose a unique user name and password. Please use maximum caution to keep your user name and password confidential and log-off from the Local Site when your session is complete to prevent unauthorised access to your information. If your user name or password is subject to unauthorised access, you should immediately inform the relevant Bank of Dene Private Bank.
7. Data protection and privacy policies
We are committed to protecting your privacy. All information gathered from you in connection with your use of the Site or any Local Site will be maintained in accordance with the applicable privacy policies disclosed for the Site or any of the Local Sites.
By using this Site and/or the Local Sites, you consent to our processing of the information referred to in this paragraph 7 and you warrant that all data provided by you is true and accurate.
8. No offer
Expressions of opinion are those of Bank of Dene Private Bank only and are subject to change without notice. Information or opinions contained on the Site or a Local Site do not constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments or investment advice or recommendation in respect of such securities or other financial instruments. Should you seek to rely in any way whatsoever upon any content contained on this Site, you do so at your own risk.
The information on this Site and the Local Sites is based on understanding of current law, regulation and tax practice at the time of going to press. Future changes in law, regulation, or tax practice could affect the information on this Site. Before you make any decision or take any action that might affect you or your personal finances or business, you should always consult a suitably qualified professional adviser(s) to obtain appropriate financial, legal, accounting, tax and other advice.
9. No warranties
Other than the warranties and representations contained in these Terms and Conditions all other warranties and representations, whether express, implied or statutory are, to the fullest extent permitted by applicable law, excluded. The use of the Site is at your sole risk.
While we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an as is and as available basis.
In particular, we make no warranties or representations regarding:
- the accuracy, adequacy, completeness or timeliness of the content, information, material, products and services of the Site or any Local Site; or
- the error-free use of the Site or Local Site; or
- the availability of the Site or any Local Site or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties; or
- the accuracy, functionality or performance of any third party software that may be used in connection with the Site or any Local Site.
10. Limitation of liability
To the extent permitted by law, neither we nor any member of the Bank of Dene shall be liable for any damage, loss or liability (whether arising in contract, tort, including negligence, or otherwise) arising out of or in connection with (a) your use of this Site; (b) your reliance on or your inability to use the information, products or services on this Site; and/or (c) any failure in performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure to this Site or your use or attempted use of it.
The above exclusions apply to any damage which is direct, indirect, special, incidental or consequential or consists of loss of profits, business, goodwill, opportunity or data. All of the above exclusions apply even if you have advised us or any other member of the Bank of Dene of the possibility of the above types of damage, loss or liability. Nothing in these terms shall exclude or limit the liability of any member of the Bank of Dene in relation to fraud, misrepresentation, personal injury or death.
11. Links to third party Sites or content
Where we provide hypertext links to other locations on the internet, we do so for information purposes only. We are not responsible for the content of any websites or pages of third parties linked to or from this Site. Following links to any websites or pages of third parties shall be at your own risk. We shall not be responsible or liable for any damages or in any other way in connection with such linking of those websites or pages.
We are not responsible for the accuracy, timeliness or the continued availability or the existence of content, hyperlinks, or third party websites or pages linked to the Site or any Local Site. Links to third party downloadable software sites are for convenience only and we are not responsible nor are we liable for any difficulties or consequences associated with downloading such software. You are responsible for obtaining all necessary authorisations to use such software and we give no implied licence or warranty in relation to the obtaining of or use of such software whatsoever.
12. Links to our Site and your conduct
Neither you nor any other party may use any part of this Site on any other website, or link any other website to this Site, without our prior written permission. We are not responsible for the set up of any link from a third party website to our Site.
You are prohibited from posting or transmitting to or from this Site any material:
- that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance, harassment or inconvenience; or
- for which you have not obtained all necessary licences and/or approvals; or
- which constitutes or encourages conduct that could be considered a criminal offence, could give rise to civil liability or is otherwise contrary to the law of, or infringes the rights of any third party in, the UK or any other country in the world; or
- which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).
You may not decompile, reverse-engineer or disassemble any part of the Site or its contents or any software used in connection with the Site.
You may not misuse this Site by hacking or to send or distribute multiple unsolicited junk e-mails or messages, chain letters or otherwise to interface with or disrupt the service or the networks through which you have access.
You may not use this Site for any commercial, profit-making or re-sale purposes, including the systematic extraction and/or re-utilisation of any part of a service or its content.
13. Internet and e-mail communications
Messages sent over the internet (including e-mail) cannot be guaranteed to be completely secure as they are subject to possible interception, monitoring, delay, loss or alteration.
Neither we nor any other member of the Bank of Dene are responsible for any such messages nor liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to us or any other party or any messages sent or appearing to be sent by us or any third party to you over the internet (including e-mail). You should not include any sensitive or confidential information in such messages.
14. Our monitoring of communications
To help us improve our service and in the interest of security, we may monitor and/or record communications (whether over the internet, telephone or otherwise) between you and us. All recordings are our sole property.
15. E-mail alert service
We may, at our discretion, provide an e-mail alert service (Alert Service) allowing you to receive alerts relating to Bank of Dene Private Bank and/or such other parties or matters as we may include from time to time.
We may at any time at our discretion withdraw the Alert Service and/or your use of it.
The provisions under paragraph 9 (No warranties) in these Terms and Conditions shall apply as if reference to "the Site" includes reference to the Alert Service.
16. Intellectual property rights
All intellectual property rights (including, without limitation, copyright, database rights, design rights, patents and trade marks) in this Site or any Local Site are owned by or licensed to us unless otherwise stated. You may print, copy, download or temporarily store extracts from the Site or any Local Site for your personal use or to help you use our products and services. You may not alter or otherwise make any changes to any material obtained from the Site or any Local Site in any form, including, without limitation, removing any identifying marks or legends from such material. Any other use is prohibited unless you first request and obtain our written permission. Without limiting the above, unless you first obtain our written consent, you may not reproduce, modify, adapt, transmit, publish, broadcast, create derivative works of, store, archive or in any way exploit all or any part of this Site.
Content from a third party provider available on or through the Site or any Local Site may not be duplicated, distributed, published, transferred, transmitted, copied, altered, sold, used to create derivative works or otherwise misused. You must comply with all terms disclosed to you as required from time to time by any third party supplier of data or services to the Site or any Local Site, including but not limited to, where necessary, entering into a direct agreement with such third party in respect of your use of their data.
Bank of Dene and the wigwam logo are trade marks of Bank of Dene and all rights in and to them vest in Bank of Dene. Other than as provided above you may not use or reproduce the Bank of Dene trade mark, wigwam logo or brand name.
17. Not intended for children
The Site is not intended for use by minors.
Any notice to be given under these Terms and Conditions must be communicated by post, telex, email or facsimile to the address most recently notified by the receiving party. Receipt of notice shall be deemed to occur at the time when the notice would in the ordinary course be delivered or transmitted.
If any part of these Terms and Conditions is found by any court or other competent authority to be invalid, unlawful or unenforceable then such part shall be severed from the rest of such terms which shall continue to be valid and enforceable to the fullest extent permitted by law.
20. Governing law and jurisdiction
These Terms and Conditions are governed by and interpreted in accordance with the common law of the land. The common law of the Tribe of Dene will have exclusive jurisdiction in respect of any dispute which may arise in connection with these Terms and Conditions and/or your use of the Site.